Avoid Travel Troubles
Don't let this happen to you: While traveling abroad, your debit card charges trigger anti-fraud software designed to monitor your spending patterns. An alert is created, resulting in a denial of charges or even a freeze on your account. And you're left scrambling.
If you didn't bring other usable cards, you typically wind up depleting your limited cash reserves and spending valuable vacation time contacting financial institutions to verify purchases and reactivate your card.
Why would this happen? You typically use your card at local merchants and online, but suddenly you're buying tapas in Madrid or sushi in Tokyo. This unexpected activity is what triggers the alert. Although less likely, this kind of predicament also can happen when traveling domestically.
Notify PNC of Travel Plans Online
Most frequent travelers know it's a good idea to prevent fraud alerts by notifying issuers of their travel plans in advance. It's simple to let PNC know; just call customer care at 1-888-PNC-BANK.
Better yet, submit your travel information online. All it takes is five quick steps to complete a Foreign Travel Notice through PNC Online Banking:
- Log into Online Banking and click on the Customer Service tab.
- Look for the Account Services section, and select Debit/ATM Card Services.
- Select Edit/View Preferences.
- A profile of your current card will appear. In the bottom right corner of the screen, select "Notify PNC of Foreign Travel."
- Complete applicable travel information (date leaving/returning, countries visiting, and contact phone number prior to travel) and hit submit.
That's all there is to it. You'll breathe easier knowing there's one less potential glitch to spoil your precious time away.